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Age: 18 going on 53 Height: 5'2 - 'stunted' from too much time in library Star sign: Capricorn (studious, serious and capable) Subject: History, especially 19th Century period architecture blah blah zzzz... On the stereo: Schumann's piano concerto On the back: Eighties batwing jumper with a fluffy sheep on the front On the lash: still mineral water (teetotal), sometimes jazzed up with elderflower cordial, whoo On the plate: lots of tuna and mackerel. Fish is brain food, don't you know? On the road: a 1960s vintage Morris Minor, on loan from parents On holiday: nothing beats the good old British countryside On the doormat: New Scientist, The Economist and the odd scholarship Hobbies: collecting clay pigeons, analysing fossils and old coins Part-time job: working in a second-hand bookshop full of first editions |
Her take on the year: it's been truly remarkable. I had no idea the library would turn out to be such a fine resource! The facilities are extraordinary, and the computer room's equipped with marvellous machines. What's your favourite part of Uni life? Getting marked papers back - it's great to see all the hard work and study pay off. And the worst? People calling me a 'swot'. I put it down to jealousy and ignore them - they're usually not the sharpest prong on the fork. What have you missed most? My grand piano back at home. What has been the greatest surprise? To meet a fellow geek, Tarquin. He studies even harder than I do. How have you coped with money? I'm fortunate as my family are welathy, so they've helped me out a lot. Top financial tip? If you don't need to use the full student loan, you could take it out each year anyway and stick it in an ISA. With the tax-free interest, you could find yourself a bit richer at the end of your course! |
BudgetHousehold income: £50,000IncomeFelicity gets a loan worth £3,305 per year. She receives a further £1,500 per year from her family and she works every Saturday in a book shop - for both money and pleasure! ExpenditureFelicity doesn't spend much on going out, but prefers to use her money for organic foods and of course her beloved books. Her car burns a bit of cash too, but she'd prefer to be out and about rather than in the union. She spends £6960 per year. RepaymentIf Felicity decided to get a job paying £18,000 a year after her degree, she would pay back her loan at a rate of £22.50 a month. That's just under a fiver a week. You'd find it hard to buy a book for that! To work out a detailed budget use UNIAID's Student Calculator |
Course fees are also payable and a loan to cover this cost is available. Course fees don't have to be paid back until a student is earning over £15,000! BACK TO THE TOP |
