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MALIBU

Age: 18 - but you'd never know it with all that make-up on

Height: 5'6" in her silver stilettos

Star sign: Gemini

Subject: Art (especially life studies of the male form)

On the stereo: Christina Aguilera

On the back: two straps to hold up her skimpy backless top

On the plate: oysters, asparagus and other aphrodisiacs

On the road: a sporty little red scooter given to her by Daddy

On holiday: wherever her latest whim takes her

On the doormat: Glamour, Cosmopolitan, More!

Hobbies: doing her nails, hair and make-up, shopping with someone else's credit card

Part-time job: Part of the Red Bull Wings Team

 

Her take on the year: Yah, I've made simply loads of friends, because everybody loves me because I'm so beautiful. I'm getting great marks for my artwork, because it's an extension of my creative self.

What's your favourite part of Uni life? I love the extra sessions with the tutors. I'm sure my eyelid-fluttering edges those coursework marks up.

And the worst? Not having enough time to, ahem, play, if you know what I mean. And the single beds in halls - what were they thinking?

What have you missed most? My little chihuahua. I used to carry her to lectures with me in my holdall, until the tragedy. Well, how was I meant to know you weren't meant to zip the bag up?

What has been the greatest surprise? There are more gorgeous men than I'd hoped for. The ones at home are a bit rank.

How have you coped with money? Oh, Daddy takes care of all that.

Top financial tip? Check your credit limit and make sure you don't max your card. It's terribly annoying and Daddy doesn't like it when I get fined.

 


 

Budget

Household income: £38,000

Income

Malibu takes £4405 loan out each year and has a job during term-time as part of the Red Bull Wings Team. She works 12 hours per week, earning £6 per hour plus a monthly bonus when she reaches her targets. She gets given £3,000 a year from her folks.

Expenditure

When she's not in the studio, Malibu is happy spending dosh on clothes, mags and other things to help her look beautiful. Her scooter costs her £50 per month, but she wouldn't look half as good on a bus. She has spent £7140 per year.

Repayment

If Malibu earned £20,000 in her first job after graduation, she would pay back her loan at a rate of £37 per month. That's the same as she spends on make-up!

To work out a detailed budget use UNIAID's Student Calculator

 
 
Annual Income
Maintenance Grant £1,617
Annual Student Loan £4405
Grant + Loan £3,502
University Bursary £1000
Contribution from Folks £0
Interest Free Overdraft £1,000
Part-time work (in term time) £1,575
Access to learning fund £0
Total Income £10,705
Expenditure Month Year
Rent £0 £0
Food £40 £480
Shopping £30 £360
Utilities (electric, gas, water included in halls fees) £0 £0
Smoking £0 £0
Mobile/phone bill £30 £360
Books/stationary/equipment £30 £360
Travel/Transport £80 £960
Socialising £90 £1,080
Total Expenditure £595 £7140

Course fees are also payable and a loan to cover this cost is available. Course fees don't have to be paid back until a student is earning over £15,000!

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